Andrew Gavulic / Business Lending Team

Commercial Lending Market Manager, Vice President / NMLS# 1187458
headshot of Andrew Gavulic

Phone: (810) 714-3705
Cell: (810) 845-6965
Fax: (810) 714-1164

Andrew has worked in the banking industry for the past 32 years with 30 of those years as a commercial banker. He has been with The State Bank for nearly seven years and is currently the Vice President and Commercial Market Manager located in Grand Blanc. He services primarily Greater Genesee and adjacent counties, however, does have transactions across the State of Michigan.  He previously worked in public accounting and with other banks ranging from Community Banks to National Banks. Andrew deals with both Commercial and Industrial lending and Commercial Real Estate of all types. He is versed in commercial lines of credit, equipment financing, letters of credit, commercial mortgages and SBA 7a and SBA 504 lending. Andrew is a past President of the Rotary Club of Fenton and has served on boards for the Community Foundation of Fenton, Financial Learning Academy of Genesee County and the Flint Economic Development Corp and a past member of the Builders Association of Metro Flint.  

Andrew has a BBA in accounting and an MBA with concentrations in Finance and Marketing from The University of Michigan-Flint. He has lived in the Fenton/Linden area for the past 27 years with his wife and three daughters.

“I enjoy working for a community bank where the customer truly comes first. In the larger banks I worked for the customers were merely a number and when times got tough the easy solution was to escort the customers to the door. We walk side by side with our customers here at The State Bank during good times and bad.” 

*All loans are subject to credit approval.

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