Home Equity

Home AdvantagE

Home Equity

Your home’s equity is for more than just home improvement! You may be able to borrow against the increased value of your home to finance just about anything. A home equity loan or line of credit* can be used to pay college tuition, take a vacation, consolidate debt, and of course update your home.

Our Solutions

Whether you’re looking for a home equity line of credit (HELOC), or a fixed-rate loan, The State Bank will help you through the decision making process to ensure that using your home’s equity is the right choice for you.

Home Equity Line of Credit

A variable-rate line of credit that you may draw against—using a check or convenient debit card —providing you access to your equity when you need it. A HELOC offers you great flexibility for home improvements, major purchases, consolidation of debt, college tuition, and more.

Fixed Rate Equity Loans

This loan allows you to borrow a specific amount of money for a specific period of time and pay off the balance with regular monthly payments. The advantages to this loan are a low fixed rate and a payment that never changes, making budgeting a breeze!

For more information about any of the home equity options that The State Bank offers contact us or stop in to one of our local branches for a consultation.

Go Digital

At The State Bank, we promise to make your life easier. Let us help you find your better state – on the go – with our Go Digital Services.

Savings Reimagined

Set your savings on autopilot with Kasasa Saver! This account allows you to save cash automatically when you link your account to your Kasasa Cash or Cash Back Checking account.


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