Your home’s equity is for more than just home improvement! You may be able to borrow against the increased value of your home to finance just about anything. A home equity loan or line of credit* can be used to pay college tuition, take a vacation, consolidate debt, and of course update your home.
Whether you’re looking for a home equity line of credit (HELOC), or a fixed-rate loan, The State Bank will help you through the decision making process to ensure that using your home’s equity is the right choice for you.
A variable-rate line of credit that you may draw against—using a check or convenient debit card —providing you access to your equity when you need it. A HELOC offers you great flexibility for home improvements, major purchases, consolidation of debt, college tuition, and more.
This loan allows you to borrow a specific amount of money for a specific period of time and pay off the balance with regular monthly payments. The advantages to this loan are a low fixed rate and a payment that never changes, making budgeting a breeze!
For more information about any of the home equity options that The State Bank offers contact us or stop in to one of our local branches for a consultation.
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IMPORTANT MOBILE DEPOSIT INFORMATION
Effective immediately all mobile deposits will require your
signature along with the following endorsement ‘for mobile deposit only’