Make home possible

Mortgages at the State Bank

Specialized Mortgage Solutions

A mortgage is more than your next home. Whether it’s your first home or last home, a mortgage stands for hope and a brighter future ahead.

No matter what your mortgage need, working with The State Bank gives you a powerful home-buying partnership.
Our mortgage experts are just that – the best partner to help you get into your home fast. No matter what your situation, our team will work with you to select a mortgage solution that fits your exact needs.

To get more information contact us or stop in to one of our local branches for a consultation.

If you are a current mortgage customer with service questions, please email or call (810) 616-7887.

illustration of customer testimony reads: "The State Bank is a unique financial institution! Honest, knowledgeable, dependable, prompt, courteous, friendly personalized service delivered in an efficient manner, is how I describe my experience with The State Bank. They provided me with the best mortgage experience I have ever received anywhere. I am a repeat customer: a new home construction loan, a mortgage, and now a refinance - all at great interest rates. The State Bank - Absolutely: Robert P., South Lyon, MI

Specialized Mortgage Solutions

The mortgage team at The State Bank offers specialized solutions to meet any home-buyer needs – from construction and bridge loans, to more traditional mortgages. If you’re not sure what solution is best for you, reach out to any one of our mortgage experts and they will help you find the perfect solution for you.

Fixed Rate Mortgage

This type of loan is one of the most popular mortgage loans that home buyers choose. Your interest stays the same for the life of the loan and provides a consistent payment amount month-to-month.

Adjustable Rate Mortgage

Also referred to as a variable-rate mortgage, this loan has an interest rate that is periodically adjusted based on current credit markets. These mortgages are intended for those who want to initially lower their payments to assume the risk of interest rate changes.

Jumbo Mortgage

These mortgage loans are for real estate that are above conventional conforming loan limits. Jumbo mortgages are ideal for those who are looking to purchase luxury homes and The State Bank works with you to ensure that the mortgage meets your individual needs.

Investment Property Loans

The State Bank offers these loans for those who are interested in purchasing a second home and investment properties. Our team will work with you to help you choose the type of mortgage loan that fits your unique investment needs.

Construction Loans

Also known as a residential construction loan, this mortgage loan funds the building of a new home or residence. The loan is closed for the total loan amount and funds are paid over the period in which the home or residence is complete.

*All loans / leases are subject to credit approval.

Questions? We’re here to help

Give us a call today at (800) 535-0517 or stop by one of our banking centers. At The State Bank, it’s not about qualifying you for the biggest mortgage – it’s about helping you make the best borrowing decision.
The State Bank lending experts will guide you the whole way through.


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