Digital Banking

Banking Made Better


Business customers, click here for business login instructions.

For users to log in for the first time to both online and mobile banking, use your existing username. Your password will be the first two letters of your last name in CAPS along with the last 6 digits of your social security number.

  • Access the new Online Banking on the homepage of our website as usual
  • Access the new Mobile Banking by downloading the new app in the App Store or Google Play

Need help? Contact us at 810-629-2263 or 989-865-9434

NEW Features and Benefits

Account Aggregation

Simplify your money management. See all your accounts in one spot! You’ll be able to see all of your accounts, credit cards, and more within online banking.

Add-on Users

Easily add authorized users – such as your accountant – and allow them access to your account information.

Credit Monitoring

View your credit score and get helpful tips for how to improve your credit. With The State Bank Credit Score, we’ll help you better understand your credit score, the factors that impact it, and the steps you can take to make it stronger. You’ll also receive money-saving offers – personalized for you!

Card Management

Better protect your card and reduce your risk of fraud with debit card controls. Enjoy the convenience of managing your cards at home or on-the-go. Turn your card on or off as needed and set alerts to keep your card information (and your finances!) safer.

  • Activate, cancel, and turn cards on or off
  • Report cards lost or stolen
  • Manage spending limits and decline transactions
  • Receive real-time alerts
  • Set travel notifications
  • And more
Digital Receipt Storage

Snap, save, and store. We’re making it easier than ever to store and manage your receipts — digitally. Need a receipt for a return, warranty information, or taxes? With Digital Receipts from The State Bank, we’ve got you covered. With a single, secure place to keep your receipts — they’re available when you need them.

  • Capture paper and email receipts — in one location
  • Sit back and let the app auto-categorize your transactions
  • Search for receipts at the item level
  • Export data with just a tap
Money Management

Who says budgeting has to be complicated? With this tool, every transaction is automatically categorized and put into a budget to help you stay on track We’re making it easier than ever to visualize and interact with your money. You’ll gain powerful insights on when, where, and how you spend. Money Management gives you the tools to start simplifying your finances — and much more.

  • See all your accounts in one place
  • View spending
  • Set and manage budgets
  • Visualize your financial goals
Smart Watch

Enjoy the simplicity, security and convenience of banking—from your wrist. You’ll be able to see your balance and the last five transactions on your account. If you set up the feature, you can receive text messages to your watch, as well.

  • Check account balances—without logging in
  • View recent transactions
  • Locate the nearest ATM
  • Set and receive notifications and alerts
  • And more
Transaction Dispute

Is there a transaction on your account that doesn’t look right? Start the dispute process easily within online or mobile banking.

Voice Banking

Bank hands-free with our new Alexa integration. Want to know your balance? Just ask Alexa.
From confirming account balances to tracking spending, we’re empowering you to manage your money at home or on-the-go with Alexa-enabled devices.

Wire Transfers (Retail)*

Quickly and easily move funds electronically with wire transfers.
*On a per user basis. Access must be granted by The State Bank.

What Will Stay the Same

Bill Pay

Paying bills online is a breeze. And nothing about the process will change!


Love Zelle? We do, too. Transfer money to family, friends, or whoever using Zelle.  Zelle functionality will soon be available in your new online banking and mobile app! Zelle becomes available, customers will need to re-enroll.

ACH Origination (Retail)

No need to send checks! ACH origination streamlines payment processing.
ACH and Wires for retail customers will be on a per-user basis and need to be approved by The State Bank. Please contact your branch for details. 


Login below to your secure account.

Effective immediately all mobile deposits will require your
signature along with the following endorsement ‘for mobile deposit only’


Important Message…