Life Insurance

Secure Your Better State

Life Insurance

As a customer of The State Bank, we offer you the opportunity of a more secure future. We have partnered with The State Wealth Advisors through Ameriprise Financial Services, LLC. for a simple, secure, and sensible solution to your life insurance needs. The State Wealth Advisors offers a selection of personalized life insurance products –  to help ensure the people who matter most in your life are protected.

Protect Your Whole Life:
Asset Protection

Death benefits provide surviving family members with funds to help offset the impact of your death.


Income tax-free access to your policy’s cash value when properly structured.

Protected Insurability

When premiums are paid you are covered, even if health or personal situations change.

To learn more about life insurance services offered by The State Wealth Advisors, contact us or stop in to one of our local branches for a consultation.

A financial advisory practice of Ameriprise Financial Services, LLC.

Not FDIC or NCUA Insured

No Financial Institution Guarantee

May Lose Value

We have a partnership with Ameriprise Financial Services to provide financial planning services and solutions to our clients. We are not an investment client of Ameriprise, but we have a revenue sharing relationship with them that creates a conflict of interest. Details on how we work together can be found on

Ameriprise Financial cannot guarantee future financial results.

Before you purchase life insurance, be sure to consider the policy’s features, benefits and fees, and whether it is appropriate for you, based on your financial situation and objectives.

Accessing policy cash value through loans and surrenders may cause a permanent reduction of policy cash values and death benefit, and negate any guarantees against lapse. Surrender charges may apply to the policy and loans may be subject to interest charges. Although loans are generally not taxable, there may be tax consequences if the policy lapses, or is surrendered or exchanged with an outstanding loan. Taxable income could exceed the amount of proceeds actually available. Surrenders are generally taxable to the extent they exceed the remaining investment in the policy. If the policy is a modified endowment contract (MEC), pre-death distributions, including loans from the policy, are taxed on an income-first basis, and there may be a 10% federal income tax penalty for distributions of earnings prior to age 59-1/2.

Ameriprise Financial, Inc. and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.

Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser.

Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.

© 2024 Ameriprise Financial, Inc. All rights reserved.


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