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Business Checking

A Better State For Your Business

Business Checking

Small, medium, or large – The State Bank has you covered! No matter what your needs are to help you manage your day-to-day business transactions, you can find the solution you need right here.

Free Transactions per Month¹
Up to 150²
Up to 300³
Unlimited
Monthly maintenance fee
No Maintenance Fee
$15 Monthly Maintenance Fee⁴
$20 Monthly Maintenance Fee. Service charge credit offset.
Cancelled checks returned
$3 Per Statement
$3 Per Statement
$5 Per Statement
Paper Statement Fee
$3 Per Month⁵
$3 Per Month⁵
$3 Per Month⁵

(1) A transaction is defined as all debits, credits, and deposited items. (2) $0.40 Per transaction over 150. (3) $0.40 Per transaction over 300. (4) $15 Maintenance Fee waived with $5,000 minimum balance. (5) Paper Statement Fee is waived with signing up for and remaining in e-Statements. (+)Additional fees: Debits, $0.20 each; Deposit Ticket, $0.50 each; Deposited Items, $0.15 each; ACH Credits, $0.15 each; ACH Debits, $0.20 each.

Basic Business Checking

Get the perfect account for inexpensive, convenient checking. With The State Bank’s Basic Business Checking, you have access to essential checking account services for little cost. Online banking and bill payment come free with your account. Basic Business Checking accounts come with:

  • Free transactions¹ per month: Up to 150²
  • Free online banking
  • Free bill payment

Ready to get started or need more information? Contact us or stop in to one of our local branches to talk with a business banking expert.

Select Business Checking

See what’s possible and take advantage of checking services designed for your medium sized business. Our Select Business Checking account provides important checking services for a low monthly service fee of $15⁴ . Select Business Checking accounts come with:

  • Free transactions¹ per month: Up to 300³
  • Free online banking
  • Free bill payment
  • Free telephone account transfers

Ready to get started or need more information? Contact us or stop in to one of our local branches to talk with a business banking expert.

Commercial Checking

Large volume of transactions? We make it easy to manage your corporation’s day-to-day finances with Commercial Business Checking. Receive earnings credits based upon the balance maintained! Commercial Business Checking offers you:

  • Credit Offset – variable rate set by bank
  • Free online banking
  • Free bill payment
  • Free telephone account transfers


Competitive fees make this a great solution:

  • Monthly maintenance fee: $20
  • Debits: $.20
  • Deposited Items: $.15
  • Telephone account transfers: No Charge
  • Cancelled checks returned: $5 per statement
  • ACH Debits: $.20
  • ACH Credits: $.15
  • Deposit Ticket: $.50

Ready to get started or need more information? Contact us or stop in to one of our local branches to talk with a business banking expert.

Business Savings Solutions

No matter your size, The State Bank has the perfect savings account to help your business thrive.

Customized Lending Solutions

The State Bank is proud to be a Preferred Small Business Administration (SBA) lender. Our small business experts can provide customized lending solutions to fit your business needs.

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Attention Business Online Banking Customers
Holiday cut-off times for ACH and Wire Transfer processing:

Christmas Eve 12/24/24: All Wire Transfers mut be submitted by 10:00am for same day processing. All ACH files must be submitted by 11:00 am for settlement on 12/26/24.

New Year’s Eve 12/31/24: All ACH files must be submitted b 4:00pm for settlement on 1/2/25.

Attention!

Important Message…