FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Our rates are posted as a convenience to you when making financial decisions. Realize rates are subject to change, when in doubt please Contact Us for more information.
*APY – Annual Percentage Yield. Annual percentage yields subject to change without notice. Penalty for early withdrawal.
*APY – Annual Percentage Yield. Annual percentage yields subject to change without notice. Penalty for early withdrawal.
* APY- Annual Percentage Yield
*** This is a variable interest rate account and rate may change after account opening. Fees may reduce earnings on the account.
*APY – Annual Percentage Yield. Annual percentage yields subject to change without notice.
*APY – Annual Percentage Yield. Annual percentage yields subject to change without notice.
*APY – Annual Percentage Yield.
If qualifications are not met for the current Monthly Qualification Cycle, then the interest rate paid on the entire balance will be 0.05% with an annual percentage yield of 0.05%.
The interest rate is variable and depends on the applicable tier below and will be paid when the qualifications aremet for the current Monthly Qualification Cycle.Interest rates are accurate as of 5/1/2018.
*APY – Annual Percentage Yield.
If qualifications are not met for the current Monthly Qualification Cycle, then the interest rate paid on the entire balance will be 0.05% with an annual percentage yield of 0.05%.
* Annual Percentage Rate (APR) calculation based on $10,000 (new or used) loan amount. Rate discount requires auto deduction of loan payment from State Bank account and direct deposit into a State Bank account. View Additional Disclosures
720-Above
680-719
640-679
60 mos.
8.24%
8.49%
8.74%
8.459%
8.710%
8.962%
720-Above
680-719
640-679
8.24%
8.49%
8.74%
8.459%
8.710%
8.962%
720-Above
680-719
640-679
54 mos.
8.74%
8.99%
9.24%
8.983%
9.234%
9.485%
720-Above
680-719
640-679
8.74%
8.99%
9.24%
9.010%
9.261%
9.512%
720-Above
680-719
640-679
9.24%
9.49%
9.99%
9.594%
9.844%
10.346%
720-Above
680-719
640-679
9.24%
9.49%
9.99%
9.594%
9.844%
10.346%
720-Above
680-719
640-679
9.24%
9.49%
9.99%
9.594%
9.844%
10.346%
720-Above
680-719
640-679
9.24%
9.49%
9.99%
9.594%
9.844%
10.346%
* Annual Percentage Rate (APR) calculation based on $10,000 (new or used) loan amount. Rate discount requires auto deduction of loan payment from State Bank account and direct deposit into a State Bank account. View Additional Disclosures
*Based upon number of approved loans for the SBA fiscal years ending September 30, 2020, 2021, 2022 & 2023. Subject to credit approval.
© 2021 The State Bank, Fenton, Michigan. All Rights Reserved
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Attention Business Online Banking Customers
Holiday cut-off times for ACH and Wire Transfer processing:
Christmas Eve 12/24/24: All Wire Transfers mut be submitted by 10:00am for same day processing. All ACH files must be submitted by 11:00 am for settlement on 12/26/24.
New Year’s Eve 12/31/24: All ACH files must be submitted b 4:00pm for settlement on 1/2/25.
