A Better State For Your Family


We understand young families, growing families, and families who are facing an empty nest have unique needs. Let us help you find a better state for your family.


Through an approach that looks for solutions, and our belief that together we can overcome any barrier, let us help your family find a brighter future with a mortgage designed just for your needs.

Your brighter future could mean lower monthly payments with a mortgage refinance. It could mean that major milestone is nearing for you to become a first-time home buyer. Maybe you’re at a point where you need a bigger home for your growing family, or are ready to right-size as your adult kids begin to leave the nest.

No matter what your need, mortgage experts at The State Bank can help you make it possible.*

Learn more about mortgages and reach out to one of our mortgage experts today.

*Subject to credit approval. Property insurance required.



Make more things possible with checking accounts that reward you. Our KASASA checking accounts give you:

You have choices:

You can choose our Kasasa Cash Back account and earn 4%* Cash Back on purchases up to $250, Kasasa Cash which helps you earn interest based on your balance, or Kasasa Tunes which gives you refunds for iTunes®, Amazon®, or Google Play™ purchases every month*.

It gets even better by linking your Kasasa Checking Account to a Kasasa Saver – your rewards are transferred automatically and your savings add up even faster!

Open an account online today!

*APY = Annual Percentage Yield. Minimum opening deposit of $25.00 required. To qualify simply: (1) Make a minimum of 12 debit card transactions that post and settle to your Kasasa Account during the monthly qualification cycle. (2) Sign up for and Access Online Banking each monthly qualification cycle. (3) Sign up for and receive electronic statements.


Is retirement closer than you think?

As a customer of The State Bank, your financial goals, both short term and long term, are extremely important to us. Even though the thought of retirement might seem far away, we know many people start to think about the retirement lifestyle they want long before they start to plan for it.

Your Questions Answered

A Financial Advisor at The State Wealth Advisors can help you understand important questions such as:

Even now, we imagine you have started to think about a retirement lifestyle, and we want to help you make that possible. Working with The State Wealth Advisors means you work with an expert team committed to helping you find your better state.

Reach out to us at (810) 714-3900 or visit The State Wealth Advisors online.


Check the background of this investment professional on FINRA’s BrokerCheck

Located at: 175 North Leroy Street, Fenton, MI 48430, (810) 714-3900

Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Individuals affiliated with this broker/dealer firm are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.

Investments are: *Not FDIC/NCUSIF insured *May lose value *Not financial institution guaranteed *Not a deposit *Not insured by any federal government agency.

Click here to view Cetera Investment Services Privacy Policy, other Important Information and Business Continuity Plan.

This site is published for residents of the United States only. Registered Representatives of Cetera Investment Services LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Investment Services LLC site at

Home Equity Solutions

Whether you’re looking for a home equity line of credit (HELOC), or a fixed-rate loan, The State Bank will guide you through the decision making process to ensure that using your home’s equity is the right choice for you.

Credit Cards

Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!


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