Preferred SBA Lender

#1 Michigan-Based Community Bank SBA Lender*

See the Path Ahead Full of Opportunity

You built a business. Now where will you take it from here? The path ahead is full of opportunity and The State Bank is here to guide you.

We have a passion for local business, and an expertise to help you overcome obstacles every step of the way. As the #1 Michigan-based Community Bank SBA Lender*, our business team knows how to help you secure your future, grow your business, and realize the full potential of your dreams.

SBA Loan Enhancements

Recent enhancements to the SBA 7(a) Loan Program mean local businesses can take advantage of no guaranty fees, no balloons and more. But the time to seize this opportunity is short. These enhancements are good until September 30, 2021.

How much might your business save with waived guaranty fees?


The State Bank is a preferred SBA Lender, with delegated authority to underwrite and approve SBA loans on behalf of the SBA, making your loan process faster and easier. Fill out the form below to get started with a SBA Loan with the #1 Community Bank SBA Lender in Michigan!*

Contact Us

Connect with a business banking expert who will help you see what’s possible or visit our Small Business Loans page to learn more about SBA Loans.

Subject to credit approval.
*Based upon number of approved loans for the SBA fiscal year ended September 30, 2020.

Commercial Loans

From commercial real estate financing to cash flow term loans and working capital lines of credit, you can find just what your business needs at The State Bank.

Business Saving Solutions

No matter your size, The State Bank has the perfect savings account to help your business thrive.


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