Preferred SBA Lender

#1 Michigan-Based Community Bank SBA Lender*

367 Years of Experience.

Our Lenders Stay. So you do too.

Our business lenders have 367 years of experience serving businesses just like yours. Enjoy the peace of mind that comes from a lasting partnership with an expert team.

Business owners just like you contact The State Bank because they are disappointed with the revolving door of lenders that serve them. It’s not like that here. We’re a community bank – but at over $1.7 billion in assets, we’re large and sophisticated enough to serve your every need, but still grounded in our community roots, which means you get a lasting relationship too.

For the fourth year in a row* The State Bank was named the #1 Michigan-Based Community Bank SBA lender. With expert business lenders on our team, we’re confident once you give us a try, you’ll choose to stay.

2023 Honors from the U.S. Small Business Administration (SBA) Michigan Lender Awards Ceremony

The State Bank was recognized in several categories amongst financial institutions that provide capital to all Michigan small businesses in urban and rural areas during the fiscal year 2023.

Discover Why Businesses Choose The State Bank

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Expertise & Specialization

Your SBA Lending Expert
For the fourth year in a row* The State Bank was named the #1 Michigan-Based Community Bank SBA lender.

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Personalized Service

One-on-One & At Your Side
Our dedicated team guides you through every step: account setup, online access, and treasury management with in-person training.

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Trust & Security

Personalized Services & Ongoing Protection
We dive deep into your account structure and customize your accounts for maximum efficiency, building trust by providing you with the best accounts to meet your business needs. Dedicated to the safety of your business, we provide targeted tools to mitigate fraud risks, securing your hard-earned success.

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Convenience & Accessibility

An Easy & Seamless Transition
In person and hands on training ensures a smooth switch, perfectly aligning your business needs with our specialized services. Innovative business tools and access to experts mean you always have access to the expertise and guidance your business needs.

The State Bank has a passion for small business and a proven track record of being the best at serving the lending needs of businesses of all sizes. Fill out the form below to connect with a business lender in your market.

Contact Us

Connect with a business banking expert who will help you see what’s possible or visit our Small Business Loans page to learn more about SBA Loans.

*Based upon number of approved loans for the SBA fiscal years ending September 30, 2020, 2021, 2022 & 2023. Subject to credit approval.

Commercial Loans

From commercial real estate financing to cash flow term loans and working capital lines of credit, you can find just what your business needs at The State Bank.

Business Saving Solutions

No matter your size, The State Bank has the perfect savings account to help your business thrive.


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