Your Better Mortgage

our approach to mortgages puts you first


If you are looking for a mortgage team that provides the expertise you need and the personalized service you deserve, look no further than The State Bank! 

But, don’t just take our word for it – hear from the mortgage customers who have put their trust in The State Bank.

Our mortgage experts are just that – the best partner to help you get into your home fast. Let us help you move into your better state.

Have questions? Visit our mortgage resource page to learn more about what to expect during your home buying or refinance experience with The State Bank.

Let us help you see things clearer. Learn about the documents you and your co-borrowers may need for pre-approval & mortgage application.

Apply with:



customer testimony stating: "Honest, knowledgeable, dependable, prompt, courteous, friendly, personalized service delivered in an efficient manner, is how I describe my experience with The State Bank. They provided me with the BEST mortgage experience I have ever received anywhere. I am a repeat customer: a new home construction loan, a mortgage, and now a refinance - all great interest rates." Robert P., South Lyon, MI

To get more information contact us or stop in to one of our local branches for a consultation.

Specialized Mortgage Solutions

The mortgage team at The State Bank offers specialized solutions to meet any home-buyer needs – from construction and bridge loans, to more traditional mortgages. If you’re not sure what solution is best for you, reach out to any one of our mortgage experts and they will help you find the perfect solution for you.

Fixed Rate Mortgage

This type of loan is one of the most popular mortgage loans that home buyers choose. Your interest stays the same for the life of the loan and provides a consistent payment amount month-to-month.

Adjustable Rate Mortgage

Also referred to as a variable-rate mortgage, this loan has an interest rate that is periodically adjusted based on current credit markets. These mortgages are intended for those who want to initially lower their payments to assume the risk of interest rate changes.

Jumbo Mortgage

These mortgage loans are for real estate that are above conventional conforming loan limits. Jumbo mortgages are ideal for those who are looking to purchase luxury homes and The State Bank works with you to ensure that the mortgage meets your individual needs.

Investment Property Loans

The State Bank offers these loans for those who are interested in purchasing a second home and investment properties. Our team will work with you to help you choose the type of mortgage loan that fits your unique investment needs.

Construction Loans

Also known as a residential construction loan, this mortgage loan funds the building of a new home or residence. The loan is closed for the total loan amount and funds are paid over the period in which the home or residence is complete.

*All loans / leases are subject to credit approval.

Questions? We’re here to help

Give us a call today at (800) 535-0517 or stop by one of our banking centers. At The State Bank, it’s not about qualifying you for the biggest mortgage – it’s about helping you make the best borrowing decision. The State Bank lending experts will guide you the whole way through.


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