We Make it Possible

You Make It Home

Whatever home looks like to you, The State Bank can get you there.

Just as people are unique, so are their ideas of what home looks like. No matter what your vision of home is, we have a better loan to make it possible. Follow one of the links below, or fill out the form to get started.

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To get more information contact us or stop in to one of our local branches for a consultation.

Specialized Mortgage Solutions

The mortgage team at The State Bank offers specialized solutions to meet any home-buyer needs – from construction and bridge loans, to more traditional mortgages. If you’re not sure what solution is best for you, reach out to any one of our mortgage experts and they will help you find the perfect solution for you.

Fixed Rate Mortgage

This type of loan is one of the most popular mortgage loans that home buyers choose. Your interest stays the same for the life of the loan and provides a consistent payment amount month-to-month.

Adjustable Rate Mortgage

Also referred to as a variable-rate mortgage, this loan has an interest rate that is periodically adjusted based on current credit markets. These mortgages are intended for those who want to initially lower their payments to assume the risk of interest rate changes.

Jumbo Mortgage

These mortgage loans are for real estate that are above conventional conforming loan limits. Jumbo mortgages are ideal for those who are looking to purchase luxury homes and The State Bank works with you to ensure that the mortgage meets your individual needs.

Investment Property Loans

The State Bank offers these loans for those who are interested in purchasing a second home and investment properties. Our team will work with you to help you choose the type of mortgage loan that fits your unique investment needs.

Construction Loans

Also known as a residential construction loan, this mortgage loan funds the building of a new home or residence. The loan is closed for the total loan amount and funds are paid over the period in which the home or residence is complete.

*All loans / leases are subject to credit approval.

Questions? We’re here to help

Give us a call today at (800) 535-0517 or stop by one of our banking centers. At The State Bank, it’s not about qualifying you for the biggest mortgage – it’s about helping you make the best borrowing decision.
The State Bank lending experts will guide you the whole way through.


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