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A mortgage is more than your next home. Whether it’s your first home or last home, a mortgage stands for hope and a brighter future ahead.
No matter what your mortgage need, working with The State Bank gives you a powerful home-buying partnership.
Our mortgage experts are just that – the best partner to help you get into your home fast. No matter what your situation, our team will work with you to select a mortgage solution that fits your exact needs.
To get more information contact us or stop in to one of our local branches for a consultation.
If you are a current mortgage customer with service questions, please email servicing@thestatebank.com or call (810) 616-7887.
The mortgage team at The State Bank offers specialized solutions to meet any home-buyer needs – from construction and bridge loans, to more traditional mortgages. If you’re not sure what solution is best for you, reach out to any one of our mortgage experts and they will help you find the perfect solution for you.
This type of loan is one of the most popular mortgage loans that home buyers choose. Your interest stays the same for the life of the loan and provides a consistent payment amount month-to-month.
Also referred to as a variable-rate mortgage, this loan has an interest rate that is periodically adjusted based on current credit markets. These mortgages are intended for those who want to initially lower their payments to assume the risk of interest rate changes.
These mortgage loans are for real estate that are above conventional conforming loan limits. Jumbo mortgages are ideal for those who are looking to purchase luxury homes and The State Bank works with you to ensure that the mortgage meets your individual needs.
The State Bank offers these loans for those who are interested in purchasing a second home and investment properties. Our team will work with you to help you choose the type of mortgage loan that fits your unique investment needs.
Also known as a residential construction loan, this mortgage loan funds the building of a new home or residence. The loan is closed for the total loan amount and funds are paid over the period in which the home or residence is complete.
Give us a call today at (800) 535-0517 or stop by one of our banking centers. At The State Bank, it’s not about qualifying you for the biggest mortgage – it’s about helping you make the best borrowing decision.
The State Bank lending experts will guide you the whole way through.
*Based upon number of approved loans for the SBA fiscal years ending September 30, 2020, 2021, 2022 & 2023. Subject to credit approval.
© 2021 The State Bank, Fenton, Michigan. All Rights Reserved
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Attention Business Online Banking Customers
Holiday cut-off times for ACH and Wire Transfer processing:
Christmas Eve 12/24/24: All Wire Transfers mut be submitted by 10:00am for same day processing. All ACH files must be submitted by 11:00 am for settlement on 12/26/24.
New Year’s Eve 12/31/24: All ACH files must be submitted b 4:00pm for settlement on 1/2/25.
